Insurance Guides
Free Car Insurance Comparison
Compare Quotes From Top Companies and Save
Secured with SHA-256 Encryption
How Much Insurance Do I Need for My Car?
While there’s no ideal amount of car insurance that’s perfect for every driver, you can still use some common sense methods to determine how much car insurance you actually need to fit your budget and the type of car you own. What makes auto insurance so tricky for most people is that it is one…
What You Need to Know About Fraud
Most states across the nation require drivers to carry car insurance in order to drive legally. This is to help protect all drivers on the road should they get into an accident. It’s important for your own safety, but there is another danger: fraud. It’s not just a one-way street either. Both drivers and companies…
Strategies and Final Negotiations – How to Negotiate a Settlement after a Car Accident
Negotiating a Settlement: Part 4 Working out a fair settlement for an insurance claim with your insurance claims adjusters is similar to working out any other negotiation: you first need to lay the proper groundwork, and then “play your cards” right in order to reach your desired outcome. A claims adjuster does not necessarily have…
Accident Preparedness: For Best Results, Prepare for the Worst
Preparation is part of being a responsible driver, but understanding your car insurance policy is only one aspect of being prepared for an accident. Drivers can’t predict when or where an accident will occur. Otherwise, we’d all be able to avoid the physical and financial damages. It’s important to be prepared for the possibility of motor…
How to Reduce the Cost of Car Insurance
Can you negotiate car insurance rates? Can you haggle with car insurance companies, or are you stuck paying the first price they give you? There are several ways to reduce the cost of car insurance. Discounts, safe driving, and keeping current with your car insurance policies allow you to question your car insurance rates. Keep…
My Vehicle is Damaged. What do I do?
One of the biggest hassles of getting in a car accident can be dealing with car repairs. If your car is a total loss, the process can be entirely different than if your car is damaged but repairable. The good news is, it is in the best interest of insurance companies to help you through…
Do I need to hire a lawyer?
Unless you or another party were injured in your car accident, you probably do not need a personal injury lawyer to handle your auto accident claims. It would just be an additional cost and a lot of hassle. Minor car accidents are typically handled directly with your insurance provider by filing an accident claim. For…
Factors That Affect the Price of Car Insurance
You might wonder why your car insurance rates change or why various companies offer different rates. This article will dive into how your rates are calculated and what you can do to lower them. Factors that affect the price of your car insurance include your coverage, driving record, age, and credit score. In addition, where…
How to Find a Safe, Budget-Friendly Car for your Teen
Shopping for your student driver’s first car can be a daunting experience. Teenagers usually have an ideal vehicle in mind — something sporty or otherwise “cool” — but as a parent, a car’s reputation for reliability and safety is much more important than a great sound system or a sleek body style. Needless to say,…
Common Risks Faced by Teen Drivers (And How to Manage Them)
Getting a driver’s license is a teenage rite of passage, but it can lead to a lot of headaches and sleepless nights for parents. Novice drivers need to be taught safe driving behavior. Accidents can’t always be avoided. Even if your teenager is a safe driver who makes good choices on the highway, there are…