Integon Insurance Review (2025)
Integon Insurance writes policies for National General Insurance, and the financial ratings of its holding company are quite high. The Better Business Bureau also gave National General Insurance an A+. On average, a policy written by Integon Insurance costs $1,806/year, and drivers can request quotes or file claims online.
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Tonya Sisler has been a technical insurance writer for over five years. She uses her extensive insurance and finance knowledge to write informative articles that answer readers' top questions. Her mission is to provide readers with timely, accurate information that allows them to determine their insurance needs and choose the best coverage. Tonya currently leads a team of 10 insurance copywri...
Tonya Sisler
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Jeff is a well-known speaker and expert in insurance and financial planning. He has spoken at top insurance conferences around the U.S., including the InsuranceNewsNet Super Conference, the 8% Nation Insurance Wealth Conference, and the Digital Life Insurance Agent Mastermind. He has been featured and quoted in Nerdwallet, Bloomberg, Forbes, U.S. News & Money, USA Today, and other leading fina...
Jeff Root
Updated February 2025
- Integon Insurance writes car insurance policies for National General Insurance
- You can shop for insurance quotes online
- Driving without insurance can have severe consequences
Before you turn the key in your car’s ignition, you need to be sure that you have an active car insurance policy that can protect you whenever you’re on the road. Car insurance not only helps you repair your car after an accident, but it can also help you avoid the legal fees that can pile on if you are caught driving without insurance.
An Integon car insurance policy can get you the coverage you need to be street-legal and protected no matter where you travel. Keep reading this Integon Insurance review to learn more about this company and how much you may pay for your coverage.
While reading this Integon Insurance review, you can start comparing free insurance quotes when you enter your ZIP code.
What is Integon Insurance?
National General Insurance wholly owns the Integon National Insurance Company, so any search results for the Integon National Insurance phone number, the Integon National Insurance Company address, or the Integon National Insurance Company website will lead you back to National General Insurance.
Integon Insurance underwrites car insurance policies for National General Insurance. This relationship between the two companies means that if you have a concern or question regarding your policy, you won’t have to worry about searching through your insurance paperwork to find the Integon National Insurance Company customer service number. Instead, you can National General Insurance at 1-888-293-5108.
Drivers can trust that any claims filed on policies written by Integon Insurance will be able to be paid out because A.M. Best awarded National General Insurance an A+ rating.
If you are curious as to how well Integon Insurance customer service has been received by the public, you’ll be pleased to know that its holding company, National General Insurance, has received an A+ rating from the Better Business Bureau.
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What coverages does Integon Insurance offer drivers?
A policy written by Integon Insurance will only provide you with traditional coverage, but standard coverage is all you need to avoid being penalized for driving without insurance. As you can see below, if you are cruising down the road without an active policy, you can face some severe consequences:
Penalties for Driving Without Auto Insurance by State
| State | Suspension | Fine | Other |
|---|---|---|---|
| Alabama | Suspension with $200 reinstatement fee | $500 | Proof of insurance required for reinstatement |
| Alaska | License suspension for 90 days | $500 | SR-22 may be required |
| Arizona | License/registration/license plate suspension for three months | $500 | Proof of insurance required for reinstatement |
| Arkansas | Suspended registration/no plates until proof of coverage plus $20 reinstatement fee | $50 to $250 | Court may order impoundment |
| California | License suspension for up to one year | $100 to $200 plus penalty assessments | Court may order impoundment |
| Colorado | License suspension until proof of insurance is shown to DMV | $500 | Four points against license; up to 40 hours community service |
| Connecticut | Suspended registration/license for one month with $175 reinstatement fee | $100 to $1000 | Proof of insurance required |
| Delaware | License/privilege suspension for six months | $1500 minimum fine | Proof of insurance required |
| Florida | Suspension of license and registration until $150 reinstatement fee is paid | $150 to $500 | SR-22 required for reinstatement |
| Georgia | Suspended registration with $25 lapse fee and $60 reinstatement fee | $200 to $300 | Pay other fees and vehicle ad valorem taxes |
| Hawaii | Either license suspension for three months or a required insurance policy | $500 fine or community service | Proof of insurance required |
| Idaho | License suspension until financial proof | $75 | SR-22 required for reinstatement |
| Illinois | License plate suspension until $100 reinstatement fee and proof of insurance | $500 | Proof of insurance required |
| Indiana | License/registration suspension for 90 days to one year | $250 to $1000 | Proof of insurance required |
| Iowa | Removal of plates/registration until fine or community service completion | $250 to $500 | Possible impoundment |
| Kansas | License/registration suspension; reinstatement fee: $100 | $300 to $1000 | Confinement up to six months instead of or in addition to fine |
| Kentucky | License plates and registration revoked for one year or until proof of insurance is shown | $500 to $1000 | Up to 90 days in jail instead of or in addition to fine |
| Louisiana | If in car accident, fine plus registration revoked and driving privileges suspended for 180 days | $500 to $1000 | Proof of insurance required |
| Maine | Suspension of license and registration until proof of insurance | $100 to $500 | Proof of insurance required |
| Maryland | Lose license plates and vehicle registration privileges | $150 minimum per lapse | Proof of insurance required |
| Massachusetts | License suspension for up to one year | $500 to $5000 | Imprisonment for up to one year instead of or in addition to fine |
| Michigan | License suspension for 30 days or until proof of insurance | $200 to $500 + $25 service fee | Imprisonment for up to one year instead of or in addition to fine |
| Minnesota | License and registration revoked for no more than 12 months | $200 to $1000 | Community service possible instead of fine; 90 days imprisonment |
| Mississippi | Driving privileges suspended for one year or until proof of insurance | $1000 | Proof of insurance required |
| Missouri | Suspension until proof of insurance with $20 reinstatement fee | $250 | Four points against driving record |
| Montana | License suspension for 30 days | $250 to $500 | Imprisonment for up to 10 days instead of or in addition to fine |
| Nebraska | License and registration suspension; reinstatement fee of $50 for each | $200 | Proof of insurance to remain on file for three years |
| Nevada | Registration suspension until $250 reinstatement fee paid | $250 to $1000 | SR-22 if lapse exceeds 90 days |
| New Hampshire | Not mandatory insurance state | Proof of insurance may be required | After accidents or other incidents |
| New Jersey | License suspension for one year | $300 to $1000 | Pay surcharges for three years |
| New Mexico | License suspension | $300 | Imprisoned for 90 days instead of or in addition to fine |
| New York | Registration suspension equal to time without insurance | $1500 | Option to pay $8/day for lapse periods |
| North Carolina | Registration suspension until proof of financial responsibility | $50 restoration fee | Proof of insurance required |
| North Dakota | Suspension until proof of insurance is provided | $1500 | 30 days imprisonment; 14 points on license |
| Ohio | License/plates/registration suspension until requirements are met | $100 | Maintain high-risk coverage on file for 3–5 years |
| Oklahoma | License suspension with $275 reinstatement fee | $250 | Jail time up to 30 days; police may seize plates |
| Oregon | If involved in accident — at least a one-year suspension | $130 to $1000 | Proof of financial responsibility required for three years |
| Pennsylvania | Registration suspended for three months | $500 civil penalty | $88 restoration fee |
| Rhode Island | License and registration suspension up to three months | $100 to $500 | Proof of insurance required |
| South Carolina | License/registration suspended until proof of insurance + $200 reinstatement fee | $100 to $200 | 30 days imprisonment instead of fine |
| South Dakota | License suspension for 30 days to one year | $100 | 30 days imprisonment instead of or in addition to fine |
| Tennessee | Only if fee is unpaid | $25 within 30 days | Additional $100 if unpaid; reinstatement fee of no more than $25 |
| Texas | License suspension | $175 to $350 | Pay up to $250 surcharge annually for three years |
| Utah | License suspension until proof of insurance (maintained for three years) | $400 | Proof of insurance required |
| Vermont | License suspended until proof of insurance | $500 | Proof of insurance required |
| Virginia | Pay $500 uninsured motorist vehicle fee | $500 | If not paid, all driving and registration privileges suspended |
| Washington | License suspension | $250 | Proof of insurance required |
| West Virginia | License suspended for 30 days with reinstatement fees | $200 to $5000 | Proof of insurance required |
| Wisconsin | License suspension | $500 | Proof of insurance required |
| Wyoming | License suspension | $750 | Up to six months imprisonment instead of or in addition to fine |
Thankfully, getting a quote from Integon’s holding company is very simple as National General Insurance offers an online quote tool and a direct line that you can call if you would like more information about the policies written by Integon. You can even use an online portal to make your Integon National Insurance company payments.
Are Integon Insurance’s rates competitive?
Below, you can see what you could pay for a policy written by Integon Insurance:
| Driver Demographics | Average Annual Auto Insurance Rates |
|---|---|
| 62-year-old male | $916 |
| 62-year-old female | $946 |
| 48-year-old male | $910 |
| 48-year-old female | $1,112 |
| 35-year-old male | $860 |
| 35-year-old female | $1,048 |
| 25-year-old male | $1,426 |
| 25-year-old female | $1,298 |
| 18-year-old male | $5,076 |
| 18-year-old female | $4,472 |
Remember, while Integon Insurance may write the policy, the policy will bear the name of National General Insurance. If you want to see how these rates compare to the competition, you can always shop online and request quotes from at least five different companies. This strategy will allow you to compare quotes side-by-side to determine which policy fits your budget. There are many factors that affect the price of car insurance.
What You Need to Know About Integon Insurance
Integon Insurance underwrites policies for a highly rated insurance company, National General Insurance. So while you won’t have access to extra coverages, a policy written by Integon will have all the traditional coverages you need to protect yourself and your vehicle whenever you’re cruising down the highway.
All payments for Integon policies can be made through the National General Insurance website, and you can file a claim for your Integon policy through National General’s website as well.
Now that you’ve concluded this Integon Insurance review, you can confidently shop for car insurance. Enter your ZIP code to receive free quotes from car insurance companies near you.
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